A good investment loan is structured around your strategy, not just the sharpest rate. We help you build a portfolio that holds up over time.
Source: ABS Lending Indicators, March quarter 2026. Investor loan commitments recently reached a record high.
What we structure around you
- Interest-only or principal & interest, matched to your plan
- Usable equity released to fund the next purchase
- Cross-collateralisation, only when it genuinely suits you
- Portfolio structure across lenders, not just one bank
Structured for your strategy
The rate matters, but structure matters more. The way your loans are set up affects your tax position, your cash flow and how easily you can buy the next property.
We present your income the way each lender’s credit team wants to see it, and we never cross-collateralise unless it genuinely suits you.
Interest-only or P&I
Modelled against your cash flow and tax plan, not defaulted to one option.
Usable equity
We calculate what you can safely draw to fund the next purchase.
Entity structure
Sole name, company, trust or SMSF, matched to lenders who accept it.
Common questions
Interest-only or principal and interest?
It depends on your cash flow and tax strategy. We model both against your plan rather than defaulting to one.
Can I use my home equity to invest?
Often yes. We calculate your usable equity and find lenders comfortable with your purpose and structure.
Do you help with trust or SMSF structures?
We work alongside your accountant to structure lending around your entity, and compare the lenders who accept it.
Let’s start the chat
A no-obligation conversation. We compare more than 20 lenders and tell you honestly what is achievable for you.
Cyril Finance Group is a trading name of Cyril Marketing Pty Ltd as Trustee for the Keryakes Family Trust (ABN 63 890 064 995). Sherif Keryakes is Credit Representative 579481 of Finsure Finance and Insurance Pty Ltd (Australian Credit Licence 384704). This information is general only and does not consider your objectives, financial situation or needs.